Privacy Policy

Welcome to the website of YOUVIC Holdings Group. This Site is owned and operated by YOUVIC Holdings Group.

By accessing this website, you agree to be bound by the terms and conditions below.

You can visit and browse the YOUVIC Holdings Group Web site on the World Wide Web and find out about our services, get a quote update and other value-added services without giving us any information about yourself.

The YOUVIC Holdings Group's web server collects your domain name in order to gather aggregate user information and to measure the use of the website's content. YOUVIC Holdings Group uses these statistics to develop marketing ideas, to improve our website, to monitor the website's performance, and to make the website easier for you and other visitors to use.

Customer Information

We collect and keep information that is necessary for us to provide services requested by you and to administer your business with us.  We may collect nonpublic personal information: 

  • From you when you complete an application or other form.  This includes information such as name, address, social insurance number, assets, income, net worth and other information deemed necessary to evaluate your financial needs.
  • From a credit report statement. 
  • As a result of transactions with us, our affiliates, or others. This could include transactions completed with us, information received from outside vendors to complete transactions or to effect financial goals.
  • If you visit our Web site, information we collect via a web server, often referred to as a “cookie.”  Cookies indicate where a site visitor has been online and what has been viewed. These cookies are designed to help you navigate our site more easily and customize features that will be updated each time you return to our site.

We only use information about you to help us better serve your investment needs or to suggest services or educational materials that may be of interest to you. 

Sharing Information

If you do provide personal information through the Web site, such as your address, e-mail, telephone and fax numbers, as well as demographic and customer identification, we will not disclose it to external organizations unless we have informed you, been authorized by you, or are required to do so by law. The information provided to YOUVIC Holdings Group over the YOUVIC Holdings Group Web site will be used to support your business relationship with YOUVIC Holdings Group and its affiliates and will be maintained by YOUVIC Holdings Group as necessary to fulfill our legal and regulatory requirements.

Companies we hire to provide support services are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality. We limit their use of your personal information to the performance of the specific service we have requested.

When we provide personal information to a service provider, we require these providers to agree to safeguard your information, to use the information only for the intended purpose, and to abide by applicable law. 

We do not provide your personally identifiable information to mailing list vendors or solicitors for any purpose. 

Employee Access to Information

Only employees with a valid business reason have access to your personal information.  These employees are educated on the importance of maintaining the confidentiality and security of this information.  They are required to abide by our information handling practices. 

For the purposes of improving our service and adhering to regulatory requirements, your e-mail communication may be reviewed, monitored or acted upon by YOUVIC Holdings Group associates including, but not limited to, financial advisors.

E-mail

Should you send us your questions and comments via e-mail to any mail box provided by YOUVIC Holdings Group Inc., we will share your correspondence with our Official Representatives and those employees or agents most capable of addressing your questions and concerns. We will retain your communication until we have done our very best to provide you with a complete and satisfactory response.

Please note that, unless we expressly advise you otherwise, YOUVIC Holdings Group Inc. e-mail facilities do not provide a means for completely secure and private communications between YOUVIC Holdings Group Inc. and you, the User. Although every attempt will be made to keep your information confidential, from a technical standpoint, there is still a risk. For that reason, please do not use e-mail to communicate information to us that you consider to be confidential. If you wish, you may contact us instead via telephone or by facsimile.


Disclaimer & Terms of Use

No Authorization to Reproduce

Without prior written consent of YOUVIC Holdings Group, no person may reproduce any portion of the content on this website. "Content" refers to any materials, documents, images, graphics, logos, design, audio, video and any other information provided from or on our site.

Copyright

© YOUVIC Holdings Group Inc. All rights reserved. Except where expressly stated otherwise:

(i)  this Site and all information which is available on this Site is the property of YOUVIC Holdings Group, and is subject to the exclusive copyright held by YOUVIC Holdings Group Inc.; and

(ii)  unless otherwise specified, no person has permission to copy, redistribute, modify, reproduce or republish in any form any information found on this Site. This includes electronically reproducing by “uploading” or “downloading” or accessing onto the Internet or any other local or international computer system. Any violation could be subject to legal action.

Limitation of Liability

The information on this website is intended strictly for information purposes only, and is provided to you without charge. Information provided by YOUVIC Holdings Group on this Website is believed to be accurate and reliable when placed on this site, but we cannot guarantee it is accurate or complete or current at all times. YOUVIC Holdings Group accepts no liability for any direct or indirect, special, incidental, or consequential damages or decisions made or taken, or not taken, from the use or reliance on information provided on this site.

Links to Other Websites and References to Other Companies

The YOUVIC Holdings Group Web site may contain links to other Web sites.YOUVIC Holdings Group does not monitor or control the content of any websites linked to or from our website. We accept no responsibility for the content or privacy practices employed by those other sites. Content on the YOUVIC Holdings Group website may include technical inaccuracies or typographical errors, and we are not responsible for any reliance you may place on the content.

Modification

YOUVIC Holdings Group may change, amend, modify, add or remove Terms at any time. Any changes or updates will be effective immediately upon posting to this site. You may want to visit this web page periodically to determine the current Terms to which you are bound.

Trademarks

This Site contains names, words, titles, marks, logos, icons, trade names, brand names, designs, domain names or other content which may constitute registered or unregistered trademarks or service marks (which are collectively referred to in these Conditions of Use as “Trademarks”) of YOUVIC Holdings Group Inc. or other members of the YOUVIC Holdings Group. The Trademarks are protected by Canadian and foreign trademark laws. All rights reserved.